Buying a Home Gwinnett County GA – Are You Qualified to Buy?

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Buying a Home Gwinnett County GA – Are You Qualified to Buy?

Pre-approved mortage loans Gwinnett County GABuying a home in Gwinnett County GA?  Are you fully qualified to buy?  Before a bank or a mortgage lender lends money to you the bank wants to know who you are financially and if they do take your offer, will we get to closing?  The next thing they need to know is do you have the ability to pay them back in full as agreed to in the mortgage contract.  If you do a little research on the subject, you’ll find any Gwinnett County real estate agent who’s been working for longer than 24 hours wants to know if you have been qualified by a local mortgage lender.  Conversely, some buyers who haven’t sold in years or swear they’ve done this before and no one has ever asked for financials, will never be forthcoming about their ability to search for a home in a given price range.  Go onto the next buyer with all haste.  I’d love to know who started the rumor “The banks are in trouble, they have to take my offer.”  Many banks will also require you to be pre-qualified by their personnel although you are not obligated to use their services.  If you do not submit to this request, you must go onto the next house, the bank won’t look at your offer. For more information about buying a home in Gwinnett County GA Braselton, Buford, Dacula, Duluth, Lawrenceville, Lilburn, Norcross, Snellville, Sugar Hill, and Suwanee -please contact us now.

 

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